Insights

With more older Australians looking to downsize and younger generations looking to get a foot on the property ladder, building a granny flat or a

Refinancing is replacing your existing mortgage with a new mortgage. You can refinance with your current lender or go to a new lender. It may

Use equity from your property Equity is the difference between the bank’s valuation of your house and the amount you owe on the loan. It

About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to

One-person businesses know better than anyone the critical nature of making every minute count. Because let’s face it – every facet of running the business

What is an offset account? An offset account links a transaction account to your variable rate home loan. It uses the money in that account

In today’s digital age, cyber threats are a growing concern for businesses of all sizes. Small and medium Enterprises (SMEs) are particularly vulnerable due to

If you guarantee a loan for a family member or friend, you’re known as the guarantor. You are responsible for paying back the entire loan

Ah, the holiday season: a time for festive gatherings, endless cheer, and, let’s face it, a bit of financial chaos if you found yourself swept

Buying your first home is an exciting goal, but it can be challenging, and it makes sense to use all the help you can get

Recently, negative gearing has been making waves in the news and with rental affordability becoming a serious issue in Australia, various political parties have weighed

As a small business owner, you may find it difficult to justify taking time off. After all, your business demands your attention, and you worry